🧮 Free Interactive Tool

Home Daycare Startup Cost Calculator

Adjust the sliders for your state, capacity, and setup — get an instant cost breakdown and break-even estimate.

Tell us about your daycare plan

State (affects licensing fees)

Number of children (home daycare max: typically 6–8)

Primary play area

Budget level

Annual liability insurance estimate ($/year)

$800

Food & snacks budget ($/month)

$150

Supplies & crafts ($/month)

$75

First-year marketing budget (one-time)

Full breakdown of real startup costs, hidden expenses, and how to reduce your upfront investment.

Chelsea's proven playbook: licensing, setup, finding families, and setting your rates. 100% free.

Every state's licensing rules, fees, and requirements — so you know exactly what to budget for.